Ready to listen and assist with all your financial needs!


  • Senior Select Account

     Age 55 or older? Enjoy basic checking, but better.

    It's often said that things improve with age, and we think your checking account should be no exception. Our Senior Select Checking account gives you all the benefits of an interest-earning checking account, plus some well -earned perks.

    Helpful extras. None of the fees.

    Senior Select Account holders can utilize additional account features such as:

    • (1) Penalty - Free CD Withdrawal per year*

    • Free checks for life**

    • (1) Standard size safe deposit box***

    • No minimum balance requirements

    • No service fees

    *One penalty free CD withdrawal equal to 25% of CD balance per customer per year. Discount is not per account, percentage cannot be split or altered.
    **Free checks are Wallet-Oxford (W-OX) or $5.00 discount on other style of checks.
    ***Free safe deposit box or discount equal to small box rent off of a larger box. Not available at all locations.
    Senior Select is restricted to customers age 55 years or older.

    $50.00 minimum to open account.



  • Summit Elite Accounts

    A simply straightforward fee-free checking account and a smart high-yield savings.

    Enjoy the best of the best with our Summit Elite Accounts.  Make your money work double time with this unique pair of accounts which matches a basic, free checking account with a high-earning potential savings account*.     

    It's the best of both worlds. In one package.

    • No monthly service fees.

    • No minimum balance.

    • Enjoy ATM fee rebates up to $20.00 (Checking only) 

    Total of $50.00 required to open both Summit Elite savings and checking accounts ($25.00 Summit Elite Checking and $25.00 Summit Elite Savings). You must maintain both the Summit Elite Checking and the Summit Elite Savings accounts, have a minimum of five (5) POS Debit Card (PIN or signature based) transactions that post and settle per month in the Summit Elite Checking account, and receive E-statements for both the Summit Elite Checking and Summit Elite Savings accounts in order to obtain the ATM rebates on the Summit Elite Checking and the qualifying interest rate on the Summit Elite Savings.  In addition, there is a minimum balance of $25.00 to earn interest on the Summit Elite non-qualifing Savings.

    If these guidelines are not met, you will no longer receive the ATM rebates on the Summit Elite Checking account and the interest rate on your Summit Elite Savings account will drop to the non-qualified rate, which may change at our discretion. Nationwide ATM rebates of service fees when using a Summit Debit card at any foreign networks. Maximum credit amount allowed for ATM rebates is $20.00 per statement cycle. This fee will be credited monthly to your account. Summit Elite Savings Account is limited to six (6) withdrawals per month. Any withdrawals over six will incur a $5.00 charge.


  • T-Fund Checking

     Earn more? Get more flexibility and profitibility.

    Enjoy an interest rate that is indexed weekly based on 75% of the 13-week T-Bill,  with Summit Personal T-Fund Checking.

    High-yield potential, no restrictions.

    Take advantage of unlimited transactions, check writing, and deposits that keep your funds easily accessible, all while earning interest.

    Must maintain $25,000 minimum balance to avoid $19.00 monthly fee. Minimum $50.00 to open account.


    *Annual Percentage Yield (APY) adjusts weekly based on 75% of the 13 week T-Bill rate. APY is accurate as of 5/9/2018. Minimum balance of $25,000 is required to avoid a $19.00 monthly service fee. $50.00 minimum deposit required to open account. Fees will reduce earnings. 

 Speak to a live person! We know how important customer service is and we strive to provide “Service Beyond Expectations”. Feel free to contact us with your questions, concerns, and feedback. 




 With a variety of accounts and plenty of great features and benefits, you’ll find that we’ve created our accounts to be as unique as our customers, designed to meet a diverse range of financial needs.  




Whether it’s paying allowance, splitting the check, or sending a birthday gift, person-to-person payments allows you to quickly transfer money from your existing debit account to almost anybody else’s. 




Download our free APP today! Deposit a check quickly and securely wherever you are, transfer funds, pay bills and so much more.





*No purchase, appointment, or transaction necessary to win. Employees of SFG, their respective parent companies, subsidiaries, and agents are not eligible. Need not be present to win. All entries become the property of Summit Financial Group.  Odds of winning depend upon number of valid entries received. Any federal, state or local taxes are the responsibility of the winner. Prizes are not redeemable for cash. No substitutions for prizes can be made. By entering the drawing, entrant agrees to be bound by these rules. Summit Financial Group retains the right to advertise the winners. Amazon Echo is a registered name and product of Amazon Services, LLC.