Mortgage Loans


Our mortgage loan options include traditional fixed rate and adjustable rate loans up to 30 years. We provide a variety of mortgage products to buy or refinance your home. We also finance second homes and investment properties.

 

 

 

For a Limited Time we are offering 100% Financing on the purchase of a primary residence. Contact us today for more information on our New Home Buyer Mortgage Loan!**

 


 

Our home loan experts will customize a program to fit you and your situation. 

What stage best fits your needs?

Fixed rate and adjustable rate loans that are available for 10, 15, 20 and 30 year terms.

Buying your First Home.
If you are ready to make your first big purchase, Summit is here to help.
We offer:

  • A minimum down payment as little as 5%.

I’m a repeat homebuyer. Upsizing, downsizing or moving into the home of my dreams. If you are buying a new home, we have competitive rates and terms to fit your borrowing needs, including:

  • A wide variety of terms, including 10, 15, 20 and 30 year loans.
  • Maximum loan amount up to 95% of the value of the primary residence.

I am interested in refinancing my current loan.
If you are refinancing your loan, we can help you save money and time by:

  • A wide variety of terms, including 10, 15, 20 and 30 year loans.
  • Streamlined processing to get your loan closed quickly.

 

CLICK HERE TO APPLY FOR A MORTGAGE LOAN

CLICK HERE TO ESTIMATE YOUR MONTHLY PAYMENT

*Credit is Subject to Credit Approval. Some restrictions may apply. Summit Community Bank will take a security interest in the property purchased or property identified in the loan. Property insurance is required and flood insurance may be required. See your local branch for more details. 

**100% LTV Loan Special.  *LTV=Loan To Value. Credit is Subject to Credit Approval. Limited time offer. Credit score(s) 680 or greater required. For purchase of primary residence only. First lien only. Not eligible for double wide homes. See your local branch for more details. Summit Community Bank will take a security interest in the property purchased or property identified in the loan. Property insurance is required and flood insurance may be required.

Need Help or Advice? Our Mortgage Loan Originators are ready to work with you and can't wait to help you find the home of your dreams. Contact us with any questions you might have about the home buying process. Click each region below to see the contact information for that lender.