Online Banking Login
Online Banking Help
personalBusiness Bankingloansinvestmentsinsuranceabout
Quick Links

Personal Checking

Summit Checking

CompareApply Now

All the features of a free checking account. Enjoy no monthly service fee with no minimum balance or direct deposit requirements.

Summit Checking with Interest

CompareApply Now

Enjoy all the perks of a free checking account, plus interest. With Summit Checking with Interest checking there is no minimum balance or direct deposit requirements and no monthly service fee.

T-Fund Checking

CompareApply Now

For the financially established customer who needs a full range of banking services. T-Fund Checking account is an interest-earning checking account, determined by 90% of the 13 week T-bill rate.

Senior Select Checking

CompareApply Now

If you are age 55 or older and want a full package of banking services, Senior Select is designed to meet your every banking need, for free or reduced rates. 

Money Market Checking 

CompareApply Now

This account gives you the ability to save, while offering the ease and accessibility of a checking account.


 
Summit Checking
Summit Checking  with Interest
 
T-Fund Checking
Senior Select
Money Market Checking
Minimum Balance Requirement/ Service Fee
None
None
 
$19.00 if current balance falls below $25,000
None
$6.25 if current balance falls below $1,000
Minimum to Open
$50 
$50
 
$50
$50
$1,000
Minimum to Earn Interest
N/A
$1,000
 
$0.01
$0.01
$2,500
Monthly Fees
None
None
 
None
None
None
Restrictions 
None 
None
 
None
Must be 55 years old or older
Transaction limitation of six per statement cycle (4)
Interest
N/A
Compounded Monthly
 
Compounded Monthly
Compounded Monthly
Compounded Monthly 
How interest is calculated
N/A
Collected Daily Balance
 
Collected Daily Balance
Collected Daily Balance
Collected Daily Balance
One Penalty Free Withdrawal of 25% of balance during CD term
No
No
 
No
Yes
No
Free standard safe deposit box or a discounted larger size box (5)
No
No
 
No
Yes
No
Unlimited Check Writing
Yes
Yes
 
Yes
Yes
No
Unlimited Teller Transactions
Yes
Yes
 
Yes
Yes
No

(4) You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. A $10.00 fee will be charged for each item over the limit.
(5) Subject to availability. 

Please contact us to obtain complete disclosures of all fees related to these accounts.